Online courses & advisory for small enterprises

Grow your small enterprise with skills that work in the field.

SME Academy teaches practical enterprise finance — built on four decades of hands-on development work, from village lending desks to global institutions. Learn online, at prices an entrepreneur or field officer can actually afford.

Experience across Oxfam · United Nations · FAO · IFAD · World Bank

The arc we teach Idea → bankable enterprise
  • Idea
  • First loan
  • Cash flow in hand
  • Bankable

Certificate on completion

Issued in your name

  • 40+

    years in development finance

  • 150+

    credit officers trained

  • 4

    continents worked across

  • 6

    institutions led or founded

Why learn with us

Three reasons this is different.

No lecture theatre. No jargon. Just the judgment that decides whether a small enterprise gets its next loan — and survives it.

Taught from practice

Every course comes from real lending desks, real enterprises and real recoveries — not textbooks.

Priced for the field

Course fees an entrepreneur or field officer can actually afford. No subscriptions, no upsells.

Start within 24 hours

Enrol in two minutes and get access the same day. Self-paced, with a certificate in your name on completion.

Who teaches you

Four decades in the field. One classroom.

SME Academy is led by Dr. Manab Chakraborty, a development finance practitioner for over forty years. He began with Oxfam in 1984, managed programmes at the United Nations, and founded Mimo Finance, a microfinance institution serving hill communities in Uttarakhand. He has led Intercooperation Social Development India, served on the board of Adhikar Microfinance, and trained credit officers across the Asia-Pacific for the FAO and APRACA.

The poor are not objects of charity. They are entrepreneurs waiting for the system to catch up.

  • PhD, Delhi University
  • MBA, Kellogg School of Management
  • Executive Certificate, Harvard Business School
  • MA, ISS Erasmus University Rotterdam

Featured courses

Start where you stand.

Two of four courses. Self-paced video lessons, worked examples from real Indian enterprises, and a certificate on completion.

All four courses

Loan Appraisal & Recovery for Credit Officers

  • 6 weeks
  • Self-paced
  • Certificate

The appraisal discipline taught to 150+ officers across the Asia-Pacific.

₹2,499 one-time

Enrol now

Start & Finance Your Small Enterprise

  • 4 weeks
  • Self-paced
  • Hindi + English

From idea to first loan, the way lenders actually decide.

₹1,999 one-time

Enrol now

Ready when you are

Ready to build a stronger enterprise?

Browse the courses, or tell us what your enterprise is up against — you'll get a straight answer from someone who has sat on both sides of the lending desk.